Terms & Conditions

Last updated: January 2025

1. Acceptance of Terms

Welcome to 10X Wealth Creators ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our website, services, and educational programs. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

2. Description of Services

10X Wealth Creators provides educational programs, coaching services, and resources designed to help individuals achieve financial freedom and personal growth. Our services include:

• Silver Plan: Basic entrepreneurship and mindset training
• Gold Plan: Advanced business strategies and mentorship
• Diamond Plan: Comprehensive wealth creation program with personal coaching
• Online courses, webinars, and educational materials
• Community access and networking opportunities
• One-on-one coaching sessions (where applicable)

3. Eligibility and Registration

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete registration information
• Maintain the confidentiality of your account credentials

4. Payment Terms and Pricing

All fees for our services are clearly stated on our website. Payment terms include:

• Payments are due in full unless installment plans are specifically offered
• All prices are in Indian Rupees (INR) unless otherwise specified
• We accept various payment methods including credit cards, debit cards, and digital wallets
• Prices are subject to change with 30 days' notice
• Late payment fees may apply for overdue accounts

5. Refund and Cancellation Policy

Please refer to our separate Refund Policy for detailed information about refunds and cancellations. Generally:

• Refund requests must be made within the specified timeframe
• Certain services may be non-refundable
• Refunds are processed according to our established procedures

6. User Responsibilities and Conduct

As a user of our services, you agree to:

• Use our services only for lawful purposes
• Respect intellectual property rights
• Not share account credentials with others
• Participate respectfully in community discussions
• Not engage in any fraudulent or harmful activities
• Comply with all applicable laws and regulations

7. Intellectual Property Rights

All content, materials, and resources provided through our services are protected by intellectual property laws. This includes:

• Course materials, videos, and written content
• Trademarks, logos, and brand elements
• Software and technology platforms
• Proprietary methodologies and frameworks

8. Disclaimers and Limitations

Our services are provided "as is" without warranties of any kind. We do not guarantee:

• Specific financial results or outcomes
• Success in business ventures
• Uninterrupted access to services
• Error-free content or materials

9. Limitation of Liability

To the maximum extent permitted by law, 10X Wealth Creators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

10. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Continued use of our services constitutes acceptance of the modified Terms.

12. Termination

We may terminate or suspend your access to our services at any time, with or without cause, and with or without notice, for conduct that we believe violates these Terms or is harmful to other users or our business.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in India.